The Best Va No Down Payment Home Loans 2023. Yale of the many varieties of mortgage loans out there, the va loan—a type of mortgage backed by the department of veterans affairs—just might be. If you don’t know what a fee is for, ask the lender.

Web a va loan requires no private mortgage insurance, even though the buyer doesn’t have to make a down payment. 2, 2023 8:00 am et by aly j. They may also require you to meet additional standards before giving you a loan.